Currently you can only use the Mobile App on Apple devices. We are working on offering SPITCH on Apple devices for Mobile-Web as well.
Each manager has a budget of € 150 million at the beginning and thus 1,200 manager points. For every € 100,000 used, 0.8 manager points are deducted. Therefore, you can start the matchday with positive or negative points. Example: If you invest 125 million € in your players (line-up), you still have 25 million € left. This means you start the match day with 200 plus points.